Attention homeowners in Livingston and Essex County: Get an Appraisal today!

See the top 7 reasons NJ homeowners hire Montgomery Appraisers:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge Essex county's assessment of your property
  3. Remove PMI to lower their monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in NJ

Do you own a house in or near Livingston? Do you need help determining the value of your real estate?
Contact Montgomery Appraisers.

At Montgomery Appraisers, we understand the particular needs of a homeowner in need of appraisal services. Our typical business clients understand the appraisal process and the customary "products" we deliver to them. As our client, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are seasoned in helping customers just like you abolish unneeded and unwanted PMI insurance.

Challenge Essex county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's going down or not appreciating as much as other houses close to yours. That means you're probably paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Montgomery Appraisers is your #1 weapon.

HELOC recently frozen?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Montgomery Appraisers can help you reinstate your home equity line of credit with an expert appraisal.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for precision, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Montgomery Appraisers can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Montgomery Appraisers can help you with that. Even though this is typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.